Capital Area Community Services, Inc.
Asset Development

Home Buyer Education Classes This series of 1-7 must be completed prior to enrolling in any other classes. Mortgage Loans The Closing Process Budgeting in Regards to Homeownership Saving The Potential of Future Recapture Tax when using MSHDA Mortgage Products Foreclosure Prevention/Predatory Lending Basic Home and Financial Maintenance	ASSET DEVELOPMENT The key to a future with stability and economic well being.	Class Locations Eaton, Rural Ingham & Lansing 1301 Rensen Street in Lansing Clinton and Shiawassee County 1845 Corunna Avenue in Owosso
Additional Classes for LINKS Eligible Families Financial Management/Economic Literacy Series in financial management. Pre-Purchase Credit Repair (Individual Counseling) One-one counseling for families needing assistance in resolving credit issues, including assisting families in applying for Pre-Purchase Credit Repair grant funds. Pre-Purchase Home Inspections One-one counseling for LINKS eligible families with a list of home inspectors for pre-purchase inspection. Home Maintenance Training Training for LINKS elibible families that have a commitment for a MSHDA Loan Product or have purchased a home using a MSHDA loan product in the last 12 months. Foreclosure Prevention Counseling Counseling to LINKS eligible families who are homeowners and in danger of losing their home to foreclosure.	Key to Own Program Counseling Pre-Purchase Education, Financial Management/Economic Literacy, or Pre-Purchase Individual Counseling to FSS and HCV program participants. Home Choice Counseling One-one counseling for disabled individuals and/or a family member who is attempting to purchase a home using a Fannie Mae Mortgage Product. HELP Loan Counseling One-one counseling & completion of a HELP application to prevent foreclosure for families with a MSHDA Loan Product. Down Payment Assistance Delinquency Counseling One-one counseling for individuals that have a down payment assistance loan from MSHDA and are in danger of losing their home due to foreclosure. HUD Referral Counseling One-one counseling in a wide variety of counseling services for families referred by the Department of Housing and Urban Development to MSHDA approved counseling agencies.	Capital Area Community Services ...providing programs for people in the City of Lansing, Clinton, Eaton, rural Ingham and Shiawassee counties since 1964. ...opening doors to opportunity through pathways to self-sufficiency.